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It seems that there are several banks and non-bank financial institutions that offer 0% advance. This means that you are not asked to pay a sum of money as foreplay to buy a car, but not being too happy because 0% of the advance also means that you pay more interest, because the larger amount of financing and most importantly, the full loans also mean higher interest rates than the normal auto credit facilities. As a general rule, the following circumstances will require the bank to prepare a guarantor:1. If you are just set foot in the adult world and are considering buying your own car for the first time. The bank is also afraid if you can`t afford to pay later. Smothering it causes loss. 04 Ask your car sellers monthly. For your information, the monthly number is only the estimated salepearer. No salt can entitle the customer monthly, since the monthly amount depends on the amount of the loan, the loan year and the interest set by the Bank.